REGISTRATION OF ASSIGNMENT CLAIMS

What receivables assignment registration?

In accordance with the principles of civil law, in the case of performing the transfer of receivables, on creating a contract, and a be done in a manner that takes the written consent from the trade destination (third debtor) (to get a fixed date in the notary public’s office.) I think a general or.

Receivables assignment registration to replace by registered this, is that.
(However, it is not a substitute for in exactly the same form, there are benefits as described below!)

Legally is like below, it becomes wording.
Instead notification or consent fixed date certain deed to the debtor, by carrying out the registration,I include a third party against requirementsThing.
※Significance with a third party against requirements, transferor will occur whether or not a matter of priority in the case such as that became the fray to the bankruptcy. Also in the fluidization projects will also occur accounting issues such as off-balance sheet treatment.

The benefits of receivables assignment registration?

Merit

①Decouple the debtor perfection (you can reserve the notification to the trade destination).
Above, such as, if in accordance with the principles of civil law, and I think in that it “or not than become anxiety credit by informing the customer?!” Is being your concern for companies like.

Nowadays, there are growing also recognition of the transfer of receivables collateral, but do not want to let you know if possible,
It is a feature of also receivables assignment registration be able to meet the needs that.

In other words …
As you know and you seeing the figure to the right, the receivables of the Company A (creditor) → B Company to (debtor), in the case of performing the transfer of receivables to C Bank (receivables assignee),Notification to Company B reservesCan I.

This is, without being known to suppliers, by performing the transfer of receivables, in the case of performing the funding, will be significant benefits. In other words, as a general ruleCan be subjected to transfer collateral without being known to suppliersI(※1),

For notification or consent fixed date certain deed to the debtor was perfection in the principle of civil law, and I really did not Senebanara a notification to the debtor.
By registration, if a third party against requirements, D Corporation took over the receivables after, even if the dividends problem is, you can claim the counter (debtor against requirements will need to be separately provided.) .

※1：Yes does not mean not absolutely known. Etc. which accounts destination to get a certificate, not a limitation when you have an aggressive investigation.

②Can be provided to third parties perfection inexpensive cost.
Is the principle of the Civil Code, the fixed date 700 yen per one copy.
In the case of receivables assignment registration, 1 (receivable number 100 000!! up pieces) per, (¥15,000 in the case of 5000 than) registration and license tax ¥7,500.
Therefore, if a creditor number and trade destination is up to many, is immeasurable its cost benefits.